5 Key Factors That Influence Your FICO Score

What Is A Good FICO Score?

FICO Scores Are Used In Over 90% of U.S. Lending Decisions

FICO SCORE — THE SCORE THAT LENDERS USE

Understanding your FICO® Scores is a vital part of your financial health. Learn why FICO® Scores matter and how they play a key role in your credit profile.

FICO SCORES ARE AN INDUSTRY STANDARD

THEY CAN IMPACT HOW MUCH YOU PAY FOR LOANS

THEY MAKE LENDING FAIRER

THEY'RE BASED ON YOUR CREDIT HISTORY

FICO SCORES IN THE NEWS

Obtain your FICO Scores directly from an authorized FICO Score retailer to ensure you're getting your FICO Scores — and not any other type of credit score. If they aren't listed, they aren't delivering FICO Scores.

FICO Scores are only provided on Equifax products that specifically state a FICO Score is included, including the Credit ScoreWatch product and the Score Power product. Other Equifax products may contain credit scores that are not FICO Scores

1. Mercator Advisory Group Analyst Report, 2018