For Consumers
See where you can get your FICO® Score and learn about our educational programs, tools and resources.
FICO® – The Score That Counts
Your credit score doesn’t define you - but understanding it will empower you. FICO has helped millions understand their credit and what impacts their FICO® Score. And when credit decisions are transparent and based on facts more people have access to the market. That's the power of a FICO® Score.
FICO® Scores
For Lenders
FICO's industry-leading scoring solutions deliver superior risk prediction and a common language connecting lenders, investors, and consumers.
For Policy Makers
Discover why the FICO® Score is the industry standard for credit scores and how independence ensures fairness and accountability.
Innovation has always been central to FICO’s mission
Innovation is at FICO’s core. As the pioneer of credit scores derived from financial data, FICO integrates trended data, rental payment history, telecom records, and consumer-permissioned data to create a more comprehensive, explainable, and transparent view of borrowers.
We became the proven leader by bringing trust to the financial ecosystem, and empowering both lenders and consumers with inclusive, reliable, and innovative solutions. By leveraging both traditional and alternative data in our U.S. FICO Scores, we score more people.
The exceptional performance of FICO Score 10T has led mortgage lenders—who manage over $300 billion in annual originations and $1.5 trillion in servicing portfolios—to adopt FICO Score 10T for loans outside the GSE conforming market.
Proven innovation. Grounded in trust.
Since 2015, over 50% of FICO’s R&D investment in its Scores segment has focused on broadening financial inclusion globally. FICO® Scores using alternative data sources can enable credit access for an estimated 1.3 billion consumers globally.
Financial Empowerment & Inclusion
At FICO® we are committed to empowering people and economies globally through financial literacy and responsibly broadening credit access through innovation.
Where to get FICO® Scores
FICO® Scores are used by 90% of top lenders. There are lots of "credit scores" offered to consumers, so it's important to understand which score you're getting and how much it is used, or not used, by lenders – and it's more important than ever to make sure you know your FICO® Scores.
Learn more about FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.