Predictive, Independent and Reliable
Your credit score doesn’t define you - but understanding it will empower you. FICO has helped millions understand their credit and what impacts their FICO Score. And when credit decisions are transparent and based on facts more people have access to the market. That's the power of a FICO® Score.
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Trusted
FICO is the best credit score on the market, the independent standard in credit scoring, trusted by consumers, lenders, taxpayers, and investors for decades.
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Innovative
Innovation has always been central to FICO’s mission. FICO was the first to use consumer financial data to build a credit score, and it hasn’t stopped innovating since. Today, FICO looks at trended data, rental history, telecom bills, even consumer permissioned bank information. Building a more complete picture of you. Smarter data. Fairer scores.
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Essential
Weakening scoring standards harms consumers and the lending system. FICO grows credit access while upholding the highest standards in the industry.
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Empowering
When credit decisions are based on facts, more people get a fair shot. That's the power of a FICO score. Consistent decisions, broader access, and fairer outcomes for millions.
Get the Facts About Your FICO® Score
The more you know about your FICO® Score, the more empowered you will be about your financial future. Check out our top twelve facts about FICO.
Learn more about FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.