FICO® Scores are used by 90% of the top US lenders
Every year, lenders access billions of FICO® Scores to help them understand people's credit risk and make better–informed lending decisions. FICO® Scores have been an industry standard since they were first introduced over 30 years ago.
FICO® Score Facts
By providing lenders with a proven, reliable and objective measure of credit risk, FICO® Scores have made the lending process faster and fairer–helping millions of people get access to credit.
Why FICO® Score?
It’s important to know about the score lenders use.
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Widely accepted
FICO® Scores are used by 90% of the top lenders in the US and are available in over 40 countries.
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Comprehensive
FICO Scores reliably and fairly evaluate the credit profiles of more than 200 million Americans, creating financial opportunities that transcend social and economic lines.
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Fair
FICO® Scores help remove bias from the lending process — a person’s age, education, zip code, employment history, gender, marital status, race or income are not considered in FICO Scores.
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Predictive
FICO® Scores have been the industry standard for over 30 years because they measure credit risk with proven mathematical algorithms and are trusted and endorsed by lenders and regulators alike.
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Transparent
FICO helps people understand how they can manage their scores by explaining in easy-to-understand terms how FICO Scores are calculated.
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Accessible
FICO makes it easy for people to access their own FICO Score through an authorized retailer or through a lender participating in FICO® Score Open Access.
Learn more about FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.