Inclusive, Reliable and Trusted

FICO has been trusted to provide safe and sound credit risk scoring and analytic models for over 30 years because of our objective approach using scientific criteria for unbiased evaluation of new data sources and their predictive value. Our data hierarchy standards help lenders responsibly maximize value, minimize costs and enable compliance.

Since 2015, over 50% of FICO’s R&D investment in its Scores segment has focused on broadening financial inclusion globally. FICO® Scores using alternative data sources can enable credit access for an estimated 1.3 billion consumers worldwide.  For over 30 years we have been dedicated to empowering an inclusive lending ecosystem.

Financial institutions and credit risk managers can now explore FICO® Score portfolio benchmarking tools, financial inclusion opportunity modeling, and more to quickly learn about our latest score offerings. Take advantage of our interactive resources and accelerate your team’s credit risk strategy innovation to support your business objectives – check out the FICO® Score Innovation Lab.

We believe the path to empowering people and economies is through a focus on financial literacy and investment in innovation that responsibly broadens access to credit. As part of our core principles, we stand for fairness, inclusivity, responsibleness, and objectively providing people an opportunity to pursue financial education and prosperity.