Market Validation
Discover what the leading industry experts say about FICO® Score 10T, its role in the conforming mortgage market, how it supports consumer-friendly credit scores, and the false promise of lender choice.
Industry Concerns
January 27, 2026
FOX Business: Coalition warns Trump mortgage credit shifts could spark another 2008-style crash
February 19, 2026
Progressive Policy Institute: What's Going on with Credit Scoring Rules?
February 15, 2026
Wall Street Journal: Washington Inflates Credit Scores and Another Housing Bubble
February 13, 2026
Case for Consumers: A Golden Opportunity to Clean Up the Biden-era FHFA Mess
Market Validation
February 11, 2026
NTU: Federal Watchdog Overrides Fannie and Freddie, Overruns Taxpayer Protections on Credit Scoring
October 3, 2025
National Mortgage News: VantageScore's 'future of credit' rests on shaky math
Lender Choice
March 16, 2026
HousingWire: From loan pools to consumer wallets: The ripple effects of credit score lender choice
February 9, 2026
HousingWire: Looming risk for mortgage credit and MBS investors from 'Lender Choice'
November 21, 2025
Milliman: Assessing the impact of “lender choice” on loan-level price adjustments
From FICO
March 23, 2026
MBA Newslink: FICO Score 10T: Historical Data, Adopter Program, and What’s Next
March 6, 2026
Julie May on Chrisman Commentary: Mortgage market
dynamics, mortgage direct license program, and accelerating FICO® Score
10T adoption
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